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Karla Humm
REALTOR®
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306 Water Street, Saint Joseph, MI 49085

$1,159,000
  • 306 Water Street, Saint Joseph, MI 49085 Main Photo

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New to the Market Active
BEDS3 BATHS2 full 1 partial SQUARE FEET1,891 MLS#26021268
STATUSActive PROPERTY TYPEResidential - Condominium SUBDIVISIONThe Waterfront Association SCHOOLSt Joseph

Property Description

Luxury Meets Lakeside Living .... Located where the St. Joseph River meets Lake Michigan, this 3-bedroom, 2.5-bath Townhome Villa sits inside an exclusive gated Waterfront Association with unobstructed views of the lake, the lighthouse, and both the North & South Piers. The main level is open and well-suited for entertaining: marble floors, a gourmet kitchen with timeless custom cherry cabinetry, an expansive granite island, and stainless appliances. A wet bar off the dining area and a carved natural gas fireplace make the space feel both warm and welcoming. The living room opens to a private balcony where sunset views stretch across the water. Upstairs, the primary suite has its own lake-view balcony, a spa-style bath with walk-in shower, and generous closet space. and two additional bedrooms. The attached two-car garage has ceramic tile flooring which flexes nicely into extra entertaining space for larger occasions, and direct patio access for grilling and outdoor lounging. For boating enthusiasts, a deeded 55-foot boat slip with a 28,000-pound lift means your vessel is protected and always ready for an open-water adventure. Few properties on Michigans Sunset Coast offer this caliber of boating infrastructure and unobstructed access to Lake Michigan. Just minutes away -- Silver Beach, downtown St. Josephs restaurants, the Whirlpool Fountain, Carousel, Shadowland Pavilion, the Curious Kids Museum, Krasl Art Center, the Farmers Market, and Antiques on the Bluff. The Association also includes a heated pool, clubhouse, and guest parking.A waterfront home like this, with room to entertain, a boat slip, walkable to everything makes your Dream a Reality.

306 Water Street | MLS# 26021268

This condo located at 306 Water Street, Saint Joseph, MI 49085 is currently listed for sale with an asking price of $1,159,000. This property was built in 1989 and has 3 bedrooms and 2 full and 1 partial baths with 1891 sq. ft. Water Street is located in the The Waterfront Association subdivision within the St Joseph school district. Search The Waterfront Association real estate on www.karlahummrealtor.com today.

Property Features

Property Type: Residential - Condominium
Basement: Slab, Walk-Out Access
Cooling: Central Air
Fireplaces: 1
Garage: 2 car attached
Heating: Forced Air
Lot Size: 2.17 Acres
Roof Type: Other
Taxes: $15,485
Year Built: 1989

Feature Descriptions

Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
Association Amenities: Clubhouse, Meeting Room, Pets Allowed, Pool, Security
Association Fee Includes: Snow Removal, Lawn/Yard Care
Days on Site: 6
Exterior: Balcony
Exterior: Stone, Stucco, Other
Fireplace: Other
Fireplace Y/N: Yes
Flooring: Carpet, Ceramic Tile
HOA: Yes
HOA Fee: 655/Monthly
Interior: Broadband, Garage Door Opener, Wet Bar, Center Island, Pantry
Lake Name: Lake Michigan
Laundry: In Unit, Upper Level
Lot: Sidewalk, Site Condo
Lot Dimensions: for association
Parcel Number: 11-76-8500-0053-00-1
Parking: Garage Faces Rear, Garage Door Opener, Attached
Patio/Porch: Deck, Patio
Pool Features: In Ground
Road Surface: Paved
Rooms Total: 9
Sewer: Public
Sub Type: Condominium
Utilities: Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected, High-Speed Internet
Water: Public
Waterfront: Lake, River
Window: Screens, Window Treatments

Local Schools

High School: St. Joseph High School
Middle School: Upton Middle School
School District: St Joseph

Listed By / Shown By

Listed By

Agency Name: @properties Christie's International R.E.
Agency Phone: 269-469-0700
Agent Name: Gary Depa

agent picture

Shown By

Agent Name: Karla Humm
Agent Phone: (231) 629-1042
Agency Title: Key Realty

IDX logoThe property comes from the Member MLS's of the Michigan Regional Information Center, LLC (MichRIC). Copyright 2026 Michigan Regional Information Center, LLC (MichRIC). All rights reserved. Information deemed reliable, but not guaranteed. Data Last Updated 05/17/2026.

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Estimated Payment

$ 8,111.58 per month $6,483.12 Principal & Interest $1,290.42 Property Tax $338.04 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 05/17/2026. The listing information on this page last changed on 05/17/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sun 05/17/2026 6:49:59 AM EST) or MichRic (Michigan Regional Information Center) (last updated Sun 05/17/2026 6:41:26 AM EST) or Metrolist - RECOLORADO by MLSGRID (last updated Sat 05/16/2026 11:34:29 PM EST) or NIRA MLS (last updated Sun 05/17/2026 6:18:31 AM EST) or RealComp MLS (last updated Sun 05/17/2026 12:47:09 AM EST) or Dayton MLS (last updated Sat 05/16/2026 11:46:43 PM EST) or NORIS MLS (last updated Sun 05/17/2026 6:28:14 AM EST) or IRES MLS (last updated Sun 05/17/2026 12:17:05 AM EST) or Colorado Real Estate Network IDX (last updated Sat 05/16/2026 7:05:10 PM EST) or CBRMLS (last updated Sun 05/17/2026 12:44:49 AM EST) or Multiple Listing Service of Greater Cincinnati (last updated Sat 05/16/2026 11:53:35 PM EST) or Terrehaute MLS (last updated Sun 05/17/2026 2:56:19 AM EST) or elevate MLS (last updated Sun 05/17/2026 12:45:25 AM EST) or Stellar MLS (last updated Sun 05/17/2026 1:59:06 AM EST) or NKY MLS (last updated Sat 05/16/2026 11:28:26 PM EST) or Wrist MLS (last updated Sat 05/16/2026 7:41:07 AM EST) or Firelands MLS (last updated Sat 05/16/2026 11:11:26 PM EST) or LCAR MLS (last updated Sat 05/16/2026 10:51:02 AM EST) or West Central MLS (last updated Sat 05/16/2026 9:59:08 PM EST) or Fort Myers (last updated Sat 05/16/2026 11:04:42 PM EST) or Aspen/Glenwood Springs MLS (last updated Sun 05/17/2026 6:30:06 AM EST) or Northern Nevada Regional MLS (last updated Sun 05/17/2026 1:16:47 AM EST) or MLS NOW (last updated Sun 05/17/2026 12:17:33 AM EST) or Northern Great Lakes Association of Realtors (last updated Sun 05/17/2026 12:19:12 AM EST) or Mansfield MLS (last updated Sat 05/16/2026 11:47:17 PM EST) or Metropolitan Indianapolis Board of Realtors (last updated Sun 05/17/2026 1:06:23 AM EST) or Grand Junction MLS (last updated Sat 05/16/2026 11:37:12 PM EST) or Knox County MLS (last updated Sun 05/17/2026 6:32:17 AM EST) or IRMLS (last updated Sat 05/16/2026 11:12:25 PM EST) or Pueblo MLS (last updated Sun 05/17/2026 12:44:03 AM EST) or Upper Peninsula MLS (last updated Sat 05/16/2026 11:10:13 PM EST) or Greater Lansing MLS (last updated Sat 05/16/2026 7:01:55 AM EST) or SEBAR MLS (last updated Sat 05/16/2026 11:39:22 PM EST) or Water Wonderland MLS (last updated Sat 05/16/2026 10:52:47 PM EST) or Eastern Upper Peninsula MLS (last updated Sat 05/16/2026 11:59:22 PM EST) or Scioto Valley MLS (last updated Sat 05/16/2026 10:02:58 PM EST) or Northern Michigan MLS (last updated Sun 05/17/2026 6:34:04 AM EST). Real estate listings held by brokerage firms other than Key Realty may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Agency License Information: 1-877-539-7589 | Ohio Lic# REC.2010002888 6800 W Central Ave #B, Toledo, OH 43617 | Michigan Lic# 6505366134 8040 Summerfield Rd, Lambertville, MI 48144 | Indiana Lic# RC52400106 3029 W Smith Valley Rd #211, Greenwood, IN 46142 | West Virginia LIC# 010306 Erin Rickman, Broker. 410 Market St #3, Parkersburg, WV, 26101 | Colorado LIC# EC.100108419 603 Rood Ave, Grand Junction, CO 81501 | Nevada LIC# B.0146350.LLC 9190 Double Diamond Pwky, Reno, NV 89521 | Florida LIC# CQ1073507 16638 Mooner Plank Cir, Wimauma, FL 33598



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